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Working with RegTech firms

September 18, 2017

In his 2016 state of the union address, then-US president Barack Obama famously said: “Food stamp recipients didn’t cause the financial crisis; recklessness on Wall Street did.” Since 2008, regulators have been trying to plug the gaps that caused the crash, using two main approaches – massive fines and masses of new regulation.


The implications of the fines are clear enough, with calculations running to more than $300bn (£238.8bn). While this is a pretty big stick with which regulators have sought to punish the industry, in many cases the reams and reams of new regulation has caused a bigger problem.




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